Is it a good time to refinance into a 30-year fixed-rate mortgage? Whether it's a good time to refinance depends on your current rate and if it's higher or lower than today's average rates.

Compare Current Mortgage Rates Today - March 14, 2025 Today's New Purchase Mortgage Rate Averages Rates on 30-year fixed-rate new purchase mortgages climbed 10 basis points Wednesday, rising to a ...

The average APR for the benchmark 30-year fixed mortgage is 6.74%. Last week. 6.71%. 15-year fixed-rate mortgage: Today. The average APR on a 15-year fixed mortgage is 5.85%. Last week.