Learn how required minimum distributions (RMDs) affect your variable annuity contract and how to choose benefits that play nicely with RMDs.

The payout amount is influenced by life expectancy: shorter life expectancies result in larger payments, while longer life ...

a future lump sum payment) in exchange for you paying them a relatively hefty sum. Just to give you an initial idea of what an annuity might give you, check out the table. It reflects income for ...

This is a table of future values and surrender charges ... income payment or take out cash withdrawals or pass down the annuity value to your spouse or other named beneficiaries.

When you buy an annuity, you contribute funds to an insurance company, which agrees to make periodic payments in the future ... allows the annuity's value to be distributed according to your ...

The timing of payments, in turn, affects the annuity's present value. Present value is what a future stream of payments is worth today. Understanding present value can help you evaluate an income ...

there’s more to the story than just the type of annuity you choose and how long you’ll receive payments. Your age and gender are also key. Insurance companies use actuarial tables to determine ...