The card lets you allocate money toward your credit limit; you can spend only as much as you put aside. The card is basically debt-proof, but you'll have to be OK with opening a Chime account.

You won't get ongoing rewards or perks, but it's a terrific option for paying down debt or financing a large purchase. Many or all of the products on this page are from partners who compensate us ...

M any Americans have seen higher credit card balances in recent months due to the current elevated-rate environment, an ...

Debt collectors cannot discuss your debt with anyone other than you, your spouse (in some cases) or your attorney. They cannot leave messages with co-workers, relatives or friends disclosing that you ...

If you're in the market for a new card, you should do your research to choose the best credit card for your needs. Use this comparison tool to search for cards you're interested in, add any of our ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

A MAJOR bank with nearly two million customers is hiking credit card fees in weeks. This move comes despite a drop in ...

If you fail to pay your debt for an extended period of time, there will be consequences — but there are also options to ...

Despite a strong economy, the share of Americans making only the minimum credit card payment hit a 12-year high and ...

Taking advantage of debt relief can be a smart move at nearly any time, but it could make even more sense now.

Data from Bankrate is telling a story that more people are carrying credit card debt than before the early days of the ...

On Thursday, Biden's Education Department announced over $600 million in debt cancellation for 4,550 ... previously criticized Biden's efforts — meaning borrowers will likely continue their ...