One of the biggest pros of consolidating debt with a personal loan is the chance to lock in a lower interest rate. If your ...

Qualifying for credit card debt forgiveness is the first step. Here's what borrowers should consider doing next.

If you're ready to choose your first credit card, here are our top picks for newcomers and beginners starting out.

Credit cards and save you money and earn you things like free travel -- but you have to use them responsibly. Read on for ...